Testosterone Replacement Therapy Cost (With & Without Insurance)

Testosterone replacement therapy cost estimates have become an increasingly popular topic among men and women with low testosterone in the United States in recent years. This is not the result of therapy costs reaching astronomical prices, but rather because testosterone replacement therapy (TRT) has evolved into a much more common and reliable solution for people with low testosterone as of late.

Having said that, many low testosterone treatments and clinics have seemingly appeared out of nowhere. But not all low testosterone treatments and clinics are equal; it’s important to consider more than just cost when deciding what help you need, and where to get it.

Although the price you pay might vary by state, finding a reasonable treatment with an affordable price tag will be much easier than you might think. This article aims to answer many of the questions you may have concerning testosterone replacement therapy costs. If you have any additional comments or concerns, please feel free to drop a line below or send us an email.


The most inexpensive form of TRT is via hormone injections, such as Testosterone Cypionate, which can typically start at around $25 per month, even without any insurance coverage whatsoever. However, injection costs can still get quite pricey, especially when administered weekly or bi-weekly, due to the nuisance of frequent doctor visits.

Many patients choose to self-inject their treatment medication, which saves time by putting an end to frequent doctor visits, while also keeping the costs to a minimum. A 10ml bottle of the liquid injectable form of the hormone may cost around $50 and could last up to two months, depending on the dosage prescribed.

Patients opting to self-inject their hormone medication will need to factor in the price of syringes however, which can be quite inexpensive if bought online – but remember, not only is a new syringe needed for each and every injection, but you must also take proper precaution when handling and disposing of them.

That said, the cost of purchasing syringes can add up quite quickly. While self-injecting is the least time consuming and most cost effective method, it’s understandable that someone with a fear of needles may find this method off-putting.

Gel Packs

Gel packs, such as AndroGel, might be the most convenient treatment option, but vary in strength and can often be quite expensive without insurance. The 50mg packs can cost roughly $300 per 30-day supply, while the 25mg packs can cost roughly $275 per 30-day supply. Gel packs may cost anywhere between $40 and $100 per 30-day supply with an insurance co-pay.

While on the subject, there can be a risk of unintentional transmittal to others with whom you may have physical contact with while using gel packs. Further, testosterone patches may create a notable rash at the point of application, or do not stick well, particularly in the humid summer months.

Studies have also shown that some patients may never respond well to gel packs and patches, and that gels and patches may require frequent dosage adjustments to obtain medically appropriate blood concentrations.

Oral Medication

Oral medication is an option as well, although sometimes deemed “less effective” than the methods described above. Depending on the dosage and strength, an oral treatment prescription may cost anywhere between $100 and $300 out of pocket per 30-day supply.


If your health insurance provider covers relevant testosterone replacement therapy costs, then you, the patient, may be left just paying a small co-pay and any unmet deductibles. Here are a handful of health insurance plans that may possibly cover your testosterone replacement therapy costs: Regence Blue Cross Blue Shield, Boeing Health Plans, First Choice, United Healthcare, Aetna, Premera, Lifewise, and Kaiser Premanente.

However, testosterone replacement therapy costs are seldom covered by insurance and often leave patients on their own when it comes to paying for the hormone treatment. If you are at all unsure, it is important for you to call your insurance company to learn more about what coverage you are eligible to receive.


You’ve likely encountered advertisements for testosterone boosters in the past, but unfortunately many aren’t very effective. In fact, some experts agree that testosterone boosters, or similar products like DHEA supplements, do little to increase your testosterone at all. However, if you take some time to comb through the weeds, you will find that some supplements are not only beneficial, but also quite inexpensive; between $15 and $50 per bottle. Below are a select few number of testosterone boosters that we recommend. For our complete list of the best testosterone boosters, click here.

1. Havasu Nutrition Horny Goat Weed Extract★★★★★
2. Beast Sports Nutrition SuperTest★★★★★
3. TestWORx★★★★★
4. boostULTIMATE★★★★★
5. Leyzene v2★★★★★
6. Enhancement For Men★★★★
7. Stamina Fuel★★★★
8. R1 Performance Male Enhancement★★★★
9. Zhou Nutrition Horny Goat Weed Extract★★★★
10. AlphaMale XL★★★

Physician Visits & Blood Work

If you do not have health insurance, physician visits and frequent blood tests may put a dent in your wallet. A visit to the doctor will cost at least $60 just to get in the door, and you’ll need to get at least one blood test done for low testosterone, plus test your estrogen levels at some point. These tests may set you back another $150 and $300 respectively. Further, most doctors will want these tests re-done once every few weeks.

Testosterone Centers

Testosterone centers focus primarily on replacement therapy for low testosterone in men, but their top priority is your overall health — and that can often mean treatment that goes beyond simple TRT. If you suffer from low testosterone, these centers can help, but they also help with erectile dysfunction and even the maintenance of fertility during TRT. All treatment programs are customized for you and your body, meaning that no two treatment regimens are the same.

For patients without health insurance, costs may exceed $400 per month, or be as low as $700 per three months. These prices may seem high, but they include all necessary lab work during the month or quarter, office visits, and injection therapy.


Testosterone replacement therapy costs are seldom covered by insurance and often leave patients on their own when it comes to paying for the hormone treatment. While testosterone replacement therapy costs should be taken into consideration, it should not be the only factor you consider when making a decision. Assess your medical history by conducting a hormone screening with your doctor first, then discuss which methods are suitable.

You Might Like: 12 Most Effective Penis Pumps

It’s also worth mentioning GoodRx, a 100% free coupon website that gathers current prices and discounts to help you find the lowest cost pharmacy for your prescriptions. In fact, the average GoodRx customer saves $276 a year on their prescriptions. If you find yourself paying a hefty price at the counter, you may find GoodRx to be quite useful.

Leave a Comment